Prospective Policyholder

Looking for an insurance policy? 

If you’re not already a NICO policyholder and are interested in a policy to protect your business, you’ll need to work directly with a retail agent. If you don’t already have a retail agent, use our Find an Agent tool to get connected to one of our contracted wholesale agents who can help you find a retail agent. For more information on how NICO does business, visit our Insuring with NICO page. 


Find an Agent


Want an initial quote? 

If you’re knowledgeable about what kind of insurance you need, you can also opt to use our Get A Quote tool. After entering some initial information around your business insurance needs, you’ll receive an instant quote for the coverages you selected.  


Note: Keep in mind that a quote is just an estimate. If you wish to purchase an insurance policy from NICO after reviewing your quote, you’ll need to work directly with a retail agent. 


Get A Quote


If you already have a NICO policy, visit our Manage Policy page for more information regarding your policy or contact us




Retail Agents

Need a policy for your client? 

If you’re a retail agent looking to get a NICO insurance policy on behalf of your client, you’ll need to contact one of our wholesale agents. NICO has a network of more than 100 contracted wholesale agencies across the country who can help you. Our wholesale agents can answer questions you have about our coverage options and provide you and your clients with a NICO insurance policy. 


Find an Agent


Need a quote for your client?  

You can get a quote in one of two ways. The first is using our Get A Quote tool for an instant premium estimate. The second way is to contact one of our wholesale agents directly.


Get A Quote


Find an Agent



Wholesale Agents

Already a contracted wholesale agent with NICO?  

Log into our Business Partner portal to access marketing materials, business management information, and more. If you’re having problems logging in or need to speak with a NICO representative directly, please contact Client Services at or (866) 920-5220 Monday-Friday 7:00 a.m. - 6:00 p.m. Central. 


Business Partner Login


Want to become a contracted agent?  

If you’re a wholesale agent who is not contracted with NICO and are interested in working with us, please contact Client Services at or (866) 920-5220 Monday-Friday 7:00 a.m. - 6:00 p.m. Central or click below  for more contact information. 


Contact Us