How We Do Business - NICO Channels of Distribution


Our wholesale distribution model has long relied on general agencies to market and handle our business. Those partnerships — and the region-specific expertise they provide — continue to make National Indemnity Company one of the most successful property & casualty insurance companies in the marketplace.



channels of distribution

Wholesale Agency Business 


National Indemnity Company conducts business nationwide by relying on a network of more than 100 contracted wholesale agencies. Retail (or “producing”) agents strive to understand and address their customers’ needs, often relying on the markets provided by wholesale agents to place such business. We contract with the wholesale agents to manage business relationships with those local producing agents. This wholesale distribution arrangement allows us to easily market business across the country.