Our General Liability Products

Service & Repair Shops

We specialize in writing coverages for service & repair businesses, including service stations, auto body shops, tire shops, car washes, towing operations, and more.

Artisan Contractors

Our underwriting expertise and stability allows us to insure a diverse range of contractor professions, such as welding, machinery/equipment repair, plumbing, carpentry, and more.


NICO offers general liability insurance coverage for  “on-the-road”  businesses such as non-emergency medical transport (NEMT), party buses, truckers, taxis, and more.

Special Events

NICO provides special events coverage to meet the unique liability needs of your short-term private or public events, including concerts, music festivals, motorsports, parades, fireworks shows, and more.


NICO offers liability coverage for amusements like inflatable rentals, axe throwing, escape rooms, arcades, amusement and water parks, and more.

Guides & Outfitters

NICO writes policies for a number of guide and outfitter activities, such as horseback tours, ATV rentals, guided hunting/fishing trips, boat tours, bicycle tours, snowmobile rentals, and more.
General Liability Coverages Available

Here are some common General Libialiby coverages to consider. 


Not sure what these terms mean? See our General Liability coverages and definitions.

Why Quote with NICO?

National Indemnity Company (NICO) is one of the leading property/casualty subsidiary of the Berkshire Hathaway group of insurance companies, boasting the highest possible financial strength rating by A.M. Best – an A++XV rating.* NICO offers one of the widest selections of commercial insurance products in the industry and the stability that agents and insureds have depended on for decades. 

*As of March 28, 2024. For the latest rating, access www.ambest.com

Financial strength

Subsidiary of Berkshire Hathaway Inc. and rated A++XV by A.M. Best.*

Broad product offering

We insure unique and hard-to-place risks.

Steadfast reliability

Providing peace of mind to our agents and insureds since 1940.

Insurance with integrity

Our principles convey an unwavering commitment to service.

Get a General Liability Quote Today

If you are a retail agent or a business owner/representative and are ready to take the next steps toward purchasing coverage, click below to connect with a Wholesale Agent to get an initial quote.

Need more information on how to insure with NICO? Visit our How to Get Started page.

Not Found