Our Lines of Business

Commercial Auto Insurance

National Indemnity Company insures a wide range of vehicles for a wide range of businesses — even those with unique needs.

Motor Truck Cargo Insurance

Our cargo coverage provides protection whether transporting owned commodities or hauling freight for others.

General Liability Insurance

Our underwriting experience and stability allow us to insure a wide array of businesses, even those that are hard to insure like welding contractors, special events, and bounce-house rentals.

Garage Insurance

National Indemnity’s experience allows us to specialize in writing service and repair operations as well as non-franchised used auto and truck dealers.

Fleet Insurance

National Indemnity is a steady provider in the wholesale commercial auto fleet segment. By combining quality service and nationwide underwriting expertise, NICO Fleet is willing to consider just about anything on wheels.

Why Choose Us?

National Indemnity Company (NICO) is one of the leading property/casualty subsidiary of the Berkshire Hathaway group of insurance companies, boasting the highest possible financial strength rating by A.M. Best – an A++XV rating.* NICO offers one of the widest selections of commercial insurance products in the industry and the stability that agents and insureds have depended on for decades. 

*As of March 28, 2024. For the latest rating, access www.ambest.com.

Financial strength

Subsidiary of Berkshire Hathaway Inc. and rated A++XV by A.M. Best.

Broad product offering

We insure unique and hard-to-place risks.

Steadfast reliability

Providing peace of mind to our agents and insureds since 1940.

Insurance with integrity

Our principles convey an unwavering commitment to service.