Business Auto Insurance
We know business auto insurance, and we look forward to putting our decades of experience to work for you—experience that has made us a source of strength and stability in the insurance industry since 1940.
Commercial Auto Insurance
Our broad underwriting experience means we do not have to restrict ourselves to one aspect of the commercial auto insurance market. Instead, National Indemnity Company offers a variety of coverages for a wide range of vehicles.
To protect your company from the unexpected, turn to the company with an A++XV rating by A.M. Best* and more than 80 years of experience insuring commercial vehicles.
*As of April 9, 2025. For the latest rating, access www.ambest.com
Our Commercial Auto Products
Commercial Truck Insurance
We offer insurance coverage for a variety of trucks operating locally or across the country, including commercial pickup trucks, tow trucks, dump trucks, and tractor-trailers.
Passenger Transport Insurance
Insurance coverage for vehicles that transport people — from charter buses to day care vans.
Specialty Operations Insurance
We offer vehicle coverage for a broad range of specialty operations, the scope of which may surprise you—from ambulances to driver training autos.
Don't See What You Need?
This is not an exhaustive list of the Commercial Auto risks we write. National Indemnity Company insures a wide range of vehicles for a variety of businesses — even those with unique coverage needs. Whatever your Commercial Auto policy needs may be, click below to get started.
Where We Write
NICO’s commercial insurance products are available across the nation. Wherever you operate, consider us for your insurance needs.
Commercial Auto Coverages Available
We offer a broad range of Commercial Auto insurance products, allowing us to insure companies with unique coverage needs. Our liability limits can be as high as $5 million.
Not sure what these terms mean? See our Commercial Auto coverages and definitions.
Why Quote with NICO?
Financial strength
Subsidiary of Berkshire Hathaway Inc. and rated A++XV by A.M. Best.
Comprehensive coverages
We insure hard-to-place risks — we even write party buses!
Insurance with integrity
We’re there when you need us most.
Steadfast reliability
Offering peace of mind that agents & insureds have depended on for decades.
Get a Commercial Auto Quote Today
If you are a retail agent or a business owner/representative and are ready to take the next steps toward purchasing coverage, click below to connect with a Wholesale Agent or to get an initial quote.
Need more information on how to insure with NICO? Visit our How to Get Started page.
We believe the decision regarding which telematics provider you use is a personal one for you and your fleet. Just as we are able to provide insurance to a wide variety of industries, we want to be able to support you in your business decisions.
How it works
We are able to offer premium discounts to insureds that want to share their data and can accommodate 100+ GPS tracking, telematics or ELD providers.
If eligible, you can choose to participate in JustDrive with NICO at any point. Both new and existing NICO policyholders can participate. If you do, you will receive instant premium savings just for granting access to your driving data.
To determine if you qualify, please click here.