NICO Channels of Distribution
National Indemnity Company (NICO) might be one of the largest insurance companies you’ve never heard of.
Maybe it’s the way we’ve traditionally reached our customers. Our distribution model has long relied on
general agencies to market and handle our business. Those partnerships—and the region-specific expertise
they provide—continue to make National Indemnity Company one of the most successful property & casualty
insurance companies in the marketplace.
General Agency Business – Wholesale
National Indemnity Company conducts business nationwide by relying on a network of more than 100
contracted general agents. Retail (or “producing”) agents strive to understand and address their
customers’ needs, often relying on the markets provided by general agents to place such business. We
contract with the general agents to manage business relationships with those local producing agents.
This wholesale distribution arrangement allows us to easily market business across the country.